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New Year 2010 Concept

http://shirechin.blog.friendster.com - old blogs


I made no resolutions for the New Year. The habit of making plans, of criticizing, sanctioning and molding my life, is too much of a daily event for me.

time corridor 2010

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Dear valued partner and friends,

Chinese New Year is coming up on 14th February 2010. I'm Shiryu here getting a chance to wishing you and your family all year of health, happiness, joy and prosperity in the coming Chinese New Year.


 

Happy New Year to All of You , I wish that in this coming year, all your hopes, dreams, expections come true and all of your efforts are fruitful !!   


02/01/09    6pm   -  Lily couple ,  Erica couple and YC  watched  Avatar 3D @ Tiong Bahru Plaza
We learnt   funny quotes   -----     Sky People     =   human            ,        I    See    You ----  HOPE TO HAVE FUNS WITH U GUYS SOONER  .. ahahha........


REGULAR REVIEW OF ASSETS LEADS TO PROPER CREATION OF WEALTH



Master Degree? BUSINESS ??

AUD50,000.00 to accomplish a Master course... And, I have so many dreams not achieved yet. So, have to save lots of money to achieve them.  Consequently, my dream to achieve a Master degree has to be postponed or may not COS I love business so much since I was 9 , office or  retail shop is one of my dreams too …until further notice, perhaps until I’m 40 years old. Hahaha!!! What to do? People work hardly and gain cent by cent like me NOT BORN  IN THE RICHEST  will be only act in this way…have to gain money and save money to achieve everything.   Life is bitter, but I think I will enjoy the experiences that I have gone thru.     
 


AS YEAR end is approaching, we should review our important regular expenditures  yearly and list out the short, medium & long term financial goals.  Besides saving, getting stock / product advice from  professional  advisors to acquire proper quality products will ensure proper creation of wealth. Im learnt this method thru travel fashion health beauty industry.



New Year 2010 Concept
I have swiped too much during the past few years.   

Never let the credit card debts over your savings.
To keep away from uneccessary debts, we need to establish a proper concept of financial planning and consuming habit, thus creating our wealth for a better future.


INFLATION VS INCREMENT
People are facing different measures of financial burden due to drastic inflation rate compared to salary increment.  If the breadwinner could not have better increment, the family might not catch up with the increasing cost of living.  To meet the changing lifestyle, we need to do proper financial planning and risk management.Birth, old age, sickness and death are the passages everyone has to go through.  Statistics show that many people become a burden to others or have to live in poverty because they do not foresee this.  Longing for freedom has caused late marriages and having children to take care of us during old age  is not practical!!! After working for years, how would you realize your dream when you retire???

The most treasurable gift in the world is this moment !! Write down your dreams will realize if your goal is clear !!
DREAMS 


Set up our dreams never is too late...


My dreams : Looking for direct sales  ?? No no  way..... Is e-direct sales marketing nowadays....where we can make early preparations for the future ... I want a free networking lifestyle with stable income = self-employed home based biz = much time to company my loved dear in Singapore of course not left out my beloved groups of friends too most important  i can have a good rest since somebody proposed to me quite long time more than 2yrs i think ??? ....is time for me to settle down too ... work freedom and no more nervously .... away from heart attack ..heeeppppee  .... don feel surprised friends   lehhh  .... i knew im business minded wont settle down so fast and has had swear to your guys  i  married after 30yrs old ... yes i  break my promise ....

PLAN & ACTION
i've decided to resign from present job after Sep 2010 and stick to temp-job.  Nevertheless, im still working as  HQ Sales & Marketing , Tour Operations Singapore Regional Reps Business Product-Advertorial Senior Group Sales Manager  in Travel  for www.malaysiatravelbooking.com    AND  Fashion Beauty Cosmetic Perfume Insurance Rental Property Industry  - MAKE-UP HAIRDO /  WEDDING  EVENTS   PHOTOGRAPHY  VIDEO  PLANNER  for  http://WWW.SHIRECHINTRAVELSTATION.COM



During Free time  im working as  Distributor - Wholesale agent for http://40going20.blogspot.com  and  suggest   to anybody wanna sell their good condition things>?advertise cheap here !! http://40going20-auction-paimai.blogspot.com/

  i  want  to Hit annual sales-target  $65k annual  ,  i can get $2k  sales bonus during 31/03/2010,  help  !! HELP !!  help me friends !! I left   3months another $10k  to hit   .....Support me ya !!!Maybe  will turn this job in full time one day   =  set my work schedule = sales appointment time with customers  order taking time at 12-3pm daily  !!!!!!!-i hope so...will strive hard for 3yrs ....hurrrrhurrmmmm.............tired !!!!!


REALIZATION DATE

 Perhaps 2012  @#@**  i can have my own good time ....i can shop and work at the same time.. ahahaha..................---------------------->>>>>>>>>>>>>>>>>>>>>>>>>>>>>>here i go !!!!














A  good job     -  not bad  working in  SCTS  group -  40going20  - LALA 
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3 steps of FINANCIAL MANAGEMENT
AGE  26-30   CREATION OF WEALTH   THE FRESHIES
The careful preservation of living expenses.  eg.  Premiums (insurance, loan, emergency funds etc)  For the consumer who are creating wealth, the accumulation of funds is utmost important.

AGE  30-50   MANAGEMENT OF WEALTH THE SWEET FAMILY
Expenses started to increase , such as buying a car, getting a house, childrens's education, and even starting to prepare for own retirement etc.  The allocation of wealth is ESSENTIAL in this stage.

AGE 50 & ABOVE  PRESERVATION OF WEALTH THEGOLDEN AGE
Retired and thinking of how to increase the retirement fun, preserve and increase the value of assets effectively.

 
THE CALCULATION OF RETIREMENT FUND : 
MONTHLY LIVING EXPENSES   $__________(A)


MONTHLY LIVING EXPENSES  AFTER 15YEARS RETIREMENT   
$__________(A)  X 2 * =  $ ___________(B)


ANNUAL EXPENSES  AFTER RETIREMENT   
$__________(B)  X 12MONTHS =  $ ___________(C)

20 YEARS RETIREMENT   EXPENSES
$__________(C)  X 20YEARS =  $ ___________


ESTIMATE
MY  MONTHLY LIVING EXPENSES   $__2K____(A)

MONTHLY LIVING EXPENSES  AFTER 15YEARS RETIREMENT   
$__2K____(A)  X 2 * =  $ ____4K____(B)

ANNUAL EXPENSES  AFTER RETIREMENT   
$____4K__(B)  X 12MONTHS =  $ ____48K__(C)

20 YEARS RETIREMENT   EXPENSES
$___48K_____(C)  X 20YEARS =  $ ___96K_____   AVERAGE $100K  +++ 

HAVE TO WORK HARD IF NEED A GOOD-RELAX RETIRE MOMENT!!!!







~~hAPPy New Year~~


81% of SENIOR CITIZEN  IN THE COUNTRY SUFFERING FROM AT LEAST ONE KIND OF CRITICAL ILLNESS OR OTHER Health is an important element in our life, without which our wealth is meaningless.  We are blessed with good health, old friends, soul mate and a pool of wealth while aging.  However, to plan for a better retirement life, early planning for medical and retirement is essential.


Myself taking health supplement like shuanghor, Excel and HErbalife products SINCE price similarity. 




http://shiryuchen.blogspot.com/2010/09/calculatorstrackers-calculate-and-track.html



http://herbalife-sin-ma.blogspot.com/



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rm125 Tea Mix (50g) – Lemon & Hibiscus 


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Key Ingredient Properties:
Green Tea Extract (Camellia sinensis) – well researched and shown to be rich in polyphenol antioxidant nutrients: contributes to a general feeling of well-being. Green Tea contains caffeine, generally tea contains one third of the amount of caffeine per cup as compared to coffee.
Malva Sylvestris Extract -helps soothe the digestive system
Cardamom Extract -helps the digestive function
Lemon Peel Extract -rich in bio-flavinoids
Add Herbal Tea Mix to your day and you’ll automatically add green tea to your diet! 

Ideal between-meal treat that energizes and satisfies (can also be taken with meals)
Mixes in an instant, delicious hot or cold. One serving contains just 5 calories only. 

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Need some extra vitality before going to the gym? Take the Herbal Beverage on the way to the gym (hot and cold) in preference to a carb based energy snack, which slows down the fat burning process. 


1 out of 3 Women above age 50 suffers from OSTEOPOROSIS
ACCORDING to a survey, 52% of senior women are suffering from a certain degree of osteoporosis and it is becoming more serious.  Do not forget to have adequate medical and accident insurance coverage to ensure a quality golden age.
Besides that, We should Express our Love TOWARDS our mother through  health supplements

Most ladies do not plan for their future.  They usually overlook their longer life expectancy, conservative in investment opportunity and they might not be able to rely on their husband or children during old age.  Since we have the working ability, do insure for your mom to show your love for her.
 PREVENTION IS BETTER THAN CURE
Over work, irregular meal times and insufficient rest have become very common now.  Besides Regular taking health supplements and medical check-ups and sufficient life / medical insurance coverage are essential to minimize unpredictable risks and ensure a happy family.  we should prepare a critical illness insurance to ensure that we are well covered for any eventuality




To live long is not a blessing if we are sick and poor !!At this age of high risk and low returns, how can we preserve a capital for us to lead a comfortable life during old age??  Without doubt,   above  "  insurance / health supplement / stable income definitely the best tool !! There are some facts and figures that you must not ignore prior to your retirement planning.




Road accident become 2nd killer especially during festive seasons.  Besides careful driving/walking, do not forget get an accident insurance for yourself.   Please look left <->right twice before crossing road !!!


















Nature  Beauty Recommend Products -  im using now  not bad !! Sea salt - i love it !!





Hope all of you know me better now due to less gathering with u guys...



Thanks/Shiryu
 
Skype ID: shirechin
ps : Due to my busy schedule, im might not in town sometimes. To keep connecting with all of you " supporter & partner "  via blogspot/msn/skype/email is the only method. 











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i KNEW   I KNEW    I KNEW  SOME OF  U  MIGHT B  VERY  BORING READING ALL ABOUT  MY  Naggggyyy   long stories  BUT   no related to my  love story telling ... baaalllalalla.......   here i showed  >>>>my hidden  blogs   <<<----click it !! only  whoever been invited able to visit   ... treat  u guys  so  good  right ??? Wat  wait  ??  treat me meals  I love Japanese/Italian Food  ....





Advertise in my blog ???  mail me    shiryuchen2010@gmail.com  

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"夫君子之行:静以修身,俭以养德;非淡泊无以明志,非宁静无以致远。" - 诸葛亮

One should seek serenity to cultivate the body, thriftiness to cultivate the morals. If you are not simple and frugal, your ambition will not sparkle. If you are not calm and cool, you will not reach far. - Zhugeliang

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